Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Is Graded Death Benefit Life Insurance Worth The Cost?

Graded death benefit insurance has important advantages for certain people. It may be worth the cost if you want the protection of permanent life insurance coverage, but may not qualify for another permanent life insurance plan because of health issues. What Is Graded Death Benefit Insurance? Graded death benefit insurance is permanent, as opposed to term life insurance. What makes it different from standard permanent...

How Garage Insurance Can Protect Your Mechanic Business

Garage insurance is designed to protect garage owners against different types of liability. Any business that involves working on or around vehicles needs this type of insurance, particularly a mechanic business. Our knowledgeable agent can advise you on the garage insurance your mechanic business needs and help you find the best available rates. What Is Garage Insurance? Garage insurance is specialized general liability insurance for...

How Is Condo Insurance Different From Homeowners Insurance?

Whether the space you live in is a condo or a house, if you own your own home, you need insurance. Property owners are responsible not only for what happens to their property, but also for what happens to visitors on the premises. However, a condo is not the same type of structure as a house, and there are key differences between homeowners insurance and...

How To Prevent A Dryer Fire

Laundry is part of life’s weekly grind. But did you know that dryers cause roughly 15,500 home structure fires, 29 deaths, 400 injuries, and $192 million in direct property loss each year? What’s more, most dryer fires happen in the winter. What can cause a dryer fire? The most common cause of dryer fires is failure to do a thorough cleaning. Because a lint trap...

Wishing For A Walk-In Pantry? Try These DIY Ideas

What homebuyers look for in the perfect kitchen has evolved over the years. And as our personal collections of appliances, utensils, and ingredients grow, pantry storage has made its way to the top of the list. Our recent national survey found that a walk-in pantry was the most common feature homeowners regretted not getting in their last home purchase – with just under a third...